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LV BUSINESS Article Features Timothy Roof

February 3, 2014 | Press

Health care costs aside, Timothy Roof, assistant vice president of Valley National Financial Advisors in Bethlehem, reported that people are greatly concerned with investments and an uncertain market.

“In this low interest-rate environment, clients are having a hard time finding securities,” Roof said. “Some of the best retirement plans are derailed by poor investments.

“People find it difficult to transition from a growth portfolio to retirement. They have to know if they have saved enough to support their spending habits.