*Please Note: Limitations. The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement, and the specific requests and needs of the client. VNA does not serve as an attorney, accountant, or insurance agent. VNA does not prepare legal documents, nor does it sell insurance products. If the client engages us to do so, VNA’s tax preparation and insurance agency affiliates, Valley National Service, Inc. and Valley National Indemnity Corp., can provide tax preparation and insurance services, respectively, as discussed in VNA’s written disclosure Brochure (a copy of which is linked to this web site) per the terms and conditions of a separate engagement and fee.